Marketplace rules, PEO operations roadmap, and workers’ comp intelligence—without vendor noise.
Who sends the file, who can see it, what the seat includes, and why HALO does not take a commission.
Yes. Same placement marketplace. The broker submits to the PEOs they choose and needs a complete proposal back fast. The PEO gets the submission and needs to answer without days in spreadsheets. Underwriting and HR proposals are optional add-ons for that about-30-minute turnaround.
The marketplace seat: submit, choose markets, track quotes, keep the commission. You wait on the PEO for their proposal. Add proposal generation on your seat if you want a client-ready HR story while other PEOs are still sorting data.
The marketplace seat: an inbox of files brokers sent to you only. You can take leads and run your existing systems—or add underwriting and HR proposals and return a complete proposal in about 30 minutes.
Yes. The marketplace seat is free for 12 months, but a valid credit card is required at signup (nothing is charged until the trial ends). You add the card in Stripe right after you create your account. After 12 months, billing starts automatically at $99 a seat per month unless you cancel. Underwriting, HR proposals, and parsing are billed separately when you use them.
The placement rail: Inbox IQ, ConnectIQ, Market IQ, and placement tracking. The seat is free for the first 12 months ($0 due today with a card on file); after that, billing is $99 per seat per month unless you cancel. Underwriting and HR proposals are add-ons, not included in the seat. Parsing is extra, paid by whoever uploads the document.
No. A broker or MGA submits the account and chooses who receives it. Those markets can quote or decline. Every other PEO on the platform does not see the file.
No. HALO does not take a percentage when a placement binds. The marketplace seat is free for the first year, then $99 per seat per month. Parsing is extra, and the party who sends the document pays for that parse.
The submissions a broker sent to that PEO. Quote, decline, or ask for what is missing. There is no feed of other brokers’ live deals.
Brokers and MGAs who already have markets and want to keep the client and the override. PEOs join to answer the files they were sent.
Census, payroll, and the workers’ comp record: loss runs, class codes, and experience mod. The market opens one packet instead of an email thread.
A general agency runs the placement in exchange for part of the commission. HALO leaves the appointment and the override with the broker and charges for the software.
Yes. HALO IQ Time is a native iPhone and iPad app on the App Store. People clock in there. The broker desk, underwriting, and the HR proposal stay in the browser.
Full PEO operations on HALO IQ—coming 2027—and how it works with the marketplace today.
People IQ is HALO’s full PEO operations layer—workforce, payroll, benefits, time, service, and client experience on one record. It targets unified go-live in 2027. The placement marketplace (Inbox IQ, ConnectIQ, underwriting, proposals) is live today on the same tenant.
No. Most PEOs start on the marketplace seat for placements and keep existing payroll or HCM systems while they evaluate People IQ. Migration is a deliberate program—not a forced cutover on signup.
Yes. Use HALO for broker submissions, CRM, and proposals while legacy systems still run pay and benefits. Early-access conversations with HALO focus on which clients or modules move first so payroll continuity is never a surprise.
The seat is the placement rail—Inbox IQ, ConnectIQ, Market IQ, and distribution. People IQ is the post-bind operating stack: payroll, benefits, workforce, and client service on one SI-native record.
Workers’ comp intelligence for commercial lines brokers on HALO IQ.
Sign up for HALO IQ—the same account you use for the placement marketplace. Xmod IQ is not a separate product signup. Access rolls out on the HALO IQ timeline; sign up now to be ready when your market goes live.
Xmod IQ is a paid HALO IQ capability for licensed commercial lines brokers—not a free standalone tool. See current plans on haloiq.SI/pricing; your team can sign up now and be ready for launch.
No. Upload loss run PDFs, dec pages, and carrier quote PDFs—we do the rest. SI extracts claims, payroll, class codes, mod data, and pricing fields. No hand keying and no spreadsheet cleanup.
Loss runs, policy dec pages, and carrier pricing indications—the documents you already receive on renewals and new business. Drop them in and Xmod IQ structures the data for claims analysis, quote comparison, and proposals.
Commercial lines brokers who need to analyze claims, compare quotes side-by-side, and walk into the meeting with a clear story. It is not an employer self-service portal—your clients see insights through you.
No. Carriers still quote through their normal channels. Xmod IQ complements your workflow by reading what you already have, lining up indications against loss experience and mod trajectory, and packaging the recommendation for the client.
Spreadsheets show numbers without narrative. Xmod IQ connects claims history, experience mod, and pricing into a scrollable web proposal your client can follow in the meeting—not a flat PDF attachment.
No. You share a live web proposal link when you are ready. Clients review claims analysis, mod context, and pricing in one scrollable canvas—you stay in control of the conversation.
Yes. Xmod IQ runs on HALO IQ enterprise infrastructure with encryption in transit and at rest. Your agency data stays private to you.
Mod IQ inside Xmod IQ adds full WCIRB research and employer lookup for California accounts—alongside loss-run intelligence, quote comparison, and scrollable workers’ comp proposals.
12 months free on the marketplace seat ($0 due today). After year one, $99 per seat per month. Parsing is billed on top. You choose who receives the account. The commission stays with you.
Free for the first 12 months with a card on file ($0 due today). Underwriting and HR proposals are add-ons. No commission cut when you bind.
