Risk IQ

Workers comp intelligence inside the PEO operating system.

Read loss runs, class codes, claims, reserves, experience mod, safety signals, and carrier requirements without divorcing risk from the client record.

HALO IQ / BUILT FOR THE OPERATING RECORD
Why it matters

Workers comp is too important to live in spreadsheets and attachments.

Risk determines pricing, appetite, service work, safety actions, broker confidence, and renewal outcomes. HALO IQ keeps claims, class codes, mod drivers, reserves, and underwriting evidence connected to the account.

What the system does

Structure the record. Guide the work. Run the account.

01

Parse loss runs

Extract claim history from uploaded files and keep source evidence attached.

02

Explain the mod

Show experience mod drivers, projected direction, and the operational issues behind the number.

03

Review class codes

Surface exposure and classification questions before they become market friction.

04

Track claims

Connect open claims, reserves, closure status, and return-to-work plans to service work.

05

Route safety work

Turn risk findings into specific safety, claims, and service actions.

06

Support distribution

Package underwriting evidence for brokers, MGAs, carriers, and internal review.

The outcome

A cleaner operating model for the team.

01

Cleaner submissions

Markets receive better organized facts, not raw files and follow-up loops.

02

Better service priorities

Risk signals become operator action, not just underwriting commentary.

03

Stronger renewals

Claims and safety work are visible when the client asks what changed.

Risk IQ

See it on a real account.

Bring the account, payroll issue, benefits workflow, loss run, broker submission, client file, or employee record you already have. We'll show how HALO IQ connects the operating work.