Document intelligence
Inbox IQ classifies census, loss runs, ACORD, and email attachments, matches them to the employer, and routes the packet—dual SI and rules-based parsing with evidence on the record.
Inbox IQ →Underwriting platform
It prices the account and returns the profit.
The underwriting platform takes payroll, class codes, experience mod, and loss runs and builds the quote: premium, taxes, expenses, and profit. SI and rules-based parsing extract loss runs and mod context onto the placement. Add-on on top of the $99 marketplace seat.
HALO IQ / PLACEMENT MARKETPLACE
Built for the SI world
SI · Super Intelligence on the account record
Super Intelligence
SI on the account—not a sidecar spreadsheet.
HALO IQ uses SI where placement work is messy: reading documents, structuring risk evidence, drafting proposal narrative, and scoring outbound timing. Operators and brokers stay in control—automation handles extraction and first drafts; your team approves what moves forward.
Risk & underwriting
Loss runs and filings are extracted onto the placement; mod drivers and class-code questions surface before you quote—so underwriting works from structured data, not re-keyed PDFs.
Underwriting IQ →Proposal & narrative
Executive summary, SPIN, and wizard chapters draw on the same account context; multi-model review helps polish high-stakes narrative while your team owns the recommendation.
Proposal generator →Prospecting & timing
Lead IQ grades fit and intent from licenses, comp posture, site behavior, and enrichment—you approve what becomes an organization and deal in Connect IQ.
Lead IQ →Powered by modern LLMs with tenant-scoped data, plus rule-based validation on parsers. See our blog for underwriting and proposal depth.
Price the account. Return the profit.
Payroll, class codes, carrier rates, and loss projection roll into premium, expenses, broker commission, and net billable pricing on one Inputs workspace.
Claims intelligence on the same account.
Loss profile, underwriting signals, and claim evidence give underwriters and sales a defensible story—not a spreadsheet of totals.
Workers comp is too important to live in spreadsheets and attachments.
Risk determines pricing, appetite, service work, safety actions, broker confidence, and renewal outcomes. HALO IQ keeps claims, class codes, mod drivers, reserves, and underwriting evidence connected to the account.
What the underwriting add-on does.
Parse loss runs
Extract claim history from uploaded files and keep source evidence attached.
Explain the mod
Show experience mod drivers, projected direction, and the operational issues behind the number.
Review class codes
Surface exposure and classification questions before they become market friction.
Track claims
Connect open claims, reserves, closure status, and return-to-work plans to service work.
Route safety work
Turn risk findings into specific safety, claims, and service actions.
Support distribution
Package underwriting evidence for brokers, MGAs, carriers, and internal review.
What changes for you.
Cleaner submissions
Markets receive better organized facts, not raw files and follow-up loops.
Better service priorities
Risk signals become operator action, not just underwriting commentary.
Stronger renewals
Claims and safety work are visible when the client asks what changed.
Price the account and return the profit.
Underwriting is an add-on on the marketplace seat — optional when you want a complete proposal in about 30 minutes.