HALO IQ for MGAs
Automate Intake, Underwriting, and Proposal Generation
For HR outsourcing and workers' comp programs
Standardizes intake from PEOs, brokers, and partners
Applies configurable underwriting rules and scoring
Flags eligibility, appetite, and red flags
Feeds directly into pricing and proposal output
Multi-tenant support for white-label programs
The MGA Reality
You manage programs that require consistent underwriting, clean data, and fast turnaround.
But submissions are often messy, incomplete, and hard to compare.
HALO IQ standardizes the entire flow from submission to proposal.
Without Standardization
- Every PEO submits data differently
- Incomplete packages delay underwriting
- Inconsistent risk evaluation across partners
- No visibility into program performance
With HALO IQ
- Standardized intake across all partners
- Complete packages flow immediately to underwriting
- Consistent rules applied to every submission
- Full program reporting and analytics
How HALO IQ Supports MGAs
Complete platform for program management
Standardized Intake
Unified submission process for PEOs, brokers, and partners with guided validation.
Configurable Underwriting
Apply your specific appetite, risk scoring, and eligibility rules automatically.
Appetite Filtering
Flag deals outside appetite criteria before they consume underwriting resources.
Automated Workflows
Route submissions, trigger pricing, and generate proposals based on your program logic.
Program Analytics
Complete visibility into submission volume, loss ratios, and program performance.
Multi-Tenant Support
White-label capabilities for different PEO partners with isolated data access.
See How HALO IQ Supports Your Program
Standardize intake, automate underwriting, and generate proposals across your entire partner network.
Or
Use Cases
PEO and staffing workers' compensation programs
HR outsourcing programs with complex risk profiles
Specialty programs requiring deeper operational insight
Multi-carrier programs with standardized submission requirements
White-label programs for partner PEOs
Risk-based pricing programs with automated tier assignment
MGA Outcomes
Measurable impact on program operations
Faster Quote-to-Bind
Complete submissions processed immediately
Reduction in Incomplete Submissions
Guided intake ensures completeness
Consistent Underwriting
Same rules applied across all partners
Increase in Submission Volume
Easier process attracts more partners
Improvement in Loss Ratio
Better risk selection compounds over time
Program Visibility
Real-time reporting and analytics
Common Questions
How do you handle data security across multiple partners?
Multi-tenant architecture with complete data isolation. Each partner gets role-based access with encrypted data at rest and in transit. Full audit trails for compliance.
Can we customize underwriting rules per program?
Absolutely. Each program can have its own appetite criteria, risk scoring models, and pricing rules. HALO IQ applies them consistently across all submissions.
Does this support white-label programs?
Yes. HALO IQ supports multi-tenant white-label configurations where each PEO partner can have their own branded experience while you maintain program control.
How long does implementation take for MGAs?
Typical implementation is 3-4 weeks including program setup, partner onboarding, and rule configuration. We handle the technical lift while you focus on program strategy.
Why Teams Choose HALO IQ
Built from real PEO operations experience to solve the problems that actually hold sales teams back
Proposal Generation
HALO IQ automates proposal creation from document upload to live link, reducing build time from hours to minutes.
Compliance Coverage
Built-in regulatory tracking across all 50 states ensures every proposal meets current compliance requirements.
For PEOs & Brokers
Designed specifically for the HR outsourcing and insurance industry — not generic proposal software adapted after the fact.
Case studies and customer stories coming soon.
Program Benefits
Faster quote-to-bind cycles
Cleaner, more complete submissions
Stronger program reporting and performance visibility
Better alignment between MGAs, PEOs, and brokers
Consistent data quality across all partners
Real-time program analytics and loss tracking
Related Resources
Explore How HALO IQ Supports Your Program
Let's discuss how we can help you streamline your operations