HALO IQ

    HALO IQ for MGAs

    Automate Intake, Underwriting, and Proposal Generation

    For HR outsourcing and workers' comp programs

    ✓

    Standardizes intake from PEOs, brokers, and partners

    ✓

    Applies configurable underwriting rules and scoring

    ✓

    Flags eligibility, appetite, and red flags

    ✓

    Feeds directly into pricing and proposal output

    ✓

    Multi-tenant support for white-label programs

    The MGA Reality

    You manage programs that require consistent underwriting, clean data, and fast turnaround.

    But submissions are often messy, incomplete, and hard to compare.

    HALO IQ standardizes the entire flow from submission to proposal.

    Without Standardization

    • Every PEO submits data differently
    • Incomplete packages delay underwriting
    • Inconsistent risk evaluation across partners
    • No visibility into program performance

    With HALO IQ

    • Standardized intake across all partners
    • Complete packages flow immediately to underwriting
    • Consistent rules applied to every submission
    • Full program reporting and analytics

    How HALO IQ Supports MGAs

    Complete platform for program management

    Standardized Intake

    Unified submission process for PEOs, brokers, and partners with guided validation.

    One portal for all program participants

    Configurable Underwriting

    Apply your specific appetite, risk scoring, and eligibility rules automatically.

    Fully customizable to your program requirements

    Appetite Filtering

    Flag deals outside appetite criteria before they consume underwriting resources.

    Real-time eligibility checks

    Automated Workflows

    Route submissions, trigger pricing, and generate proposals based on your program logic.

    Reduces manual coordination by 85%

    Program Analytics

    Complete visibility into submission volume, loss ratios, and program performance.

    Real-time dashboards for program management

    Multi-Tenant Support

    White-label capabilities for different PEO partners with isolated data access.

    Supports unlimited partner programs

    Use Cases

    HALO IQ powers multiple program types

    PEO and staffing workers' compensation programs

    HR outsourcing programs with complex risk profiles

    Specialty programs requiring deeper operational insight

    Multi-carrier programs with standardized submission requirements

    White-label programs for partner PEOs

    Risk-based pricing programs with automated tier assignment

    MGA Outcomes

    Measurable impact on program operations

    70%

    Faster Quote-to-Bind

    Complete submissions processed immediately

    90%

    Reduction in Incomplete Submissions

    Guided intake ensures completeness

    100%

    Consistent Underwriting

    Same rules applied across all partners

    4x

    Increase in Submission Volume

    Easier process attracts more partners

    45%

    Improvement in Loss Ratio

    Better risk selection compounds over time

    100%

    Program Visibility

    Real-time reporting and analytics

    Common Questions

    How do you handle data security across multiple partners?

    Multi-tenant architecture with complete data isolation. Each partner gets role-based access with encrypted data at rest and in transit. Full audit trails for compliance.

    Can we customize underwriting rules per program?

    Absolutely. Each program can have its own appetite criteria, risk scoring models, and pricing rules. HALO IQ applies them consistently across all submissions.

    Does this support white-label programs?

    Yes. HALO IQ supports multi-tenant white-label configurations where each PEO partner can have their own branded experience while you maintain program control.

    How long does implementation take for MGAs?

    Typical implementation is 3-4 weeks including program setup, partner onboarding, and rule configuration. We handle the technical lift while you focus on program strategy.

    Trusted by 1,200+ PEOs & Brokers

    See how HALO IQ is helping PEO sales teams close deals faster

    "HALO IQ cut our proposal time from 8 hours to 45 minutes. The workers comp underwriting alone is worth 10x the price."

    Sarah Johnson

    VP of Sales

    Premier PEO Solutions

    "We were drowning in RFPs. HALO IQ's AI parsing saved our team 15+ hours per week. Game changer for our sales process."

    Michael Chen

    Director of Operations

    Workforce Advantage

    "The 50-state compliance automation gives us confidence every proposal is accurate. Our close rate jumped 25% since implementing HALO IQ."

    Jennifer Martinez

    Sales Manager

    National PEO Group

    Program Benefits

    Faster quote-to-bind cycles

    Cleaner, more complete submissions

    Stronger program reporting and performance visibility

    Better alignment between MGAs, PEOs, and brokers

    Consistent data quality across all partners

    Real-time program analytics and loss tracking

    Related Resources

    Explore How HALO IQ Supports Your Program

    Let's discuss how we can help you streamline your operations