Document intelligence
Inbox IQ classifies census, loss runs, ACORD, and email attachments, matches them to the employer, and routes the packet—dual SI and rules-based parsing with evidence on the record.
Inbox IQ →Market IQ
Distribution infrastructure for brokers, MGAs, carriers, and PEO channels.
Route structured submissions, appetite checks, market packets, missing-item requests, and partner status from the same account record.
HALO IQ / PLACEMENT MARKETPLACE
Built for the SI world
SI · Super Intelligence on the account record
Super Intelligence
SI on the account—not a sidecar spreadsheet.
HALO IQ uses SI where placement work is messy: reading documents, structuring risk evidence, drafting proposal narrative, and scoring outbound timing. Operators and brokers stay in control—automation handles extraction and first drafts; your team approves what moves forward.
Risk & underwriting
Loss runs and filings are extracted onto the placement; mod drivers and class-code questions surface before you quote—so underwriting works from structured data, not re-keyed PDFs.
Underwriting IQ →Proposal & narrative
Executive summary, SPIN, and wizard chapters draw on the same account context; multi-model review helps polish high-stakes narrative while your team owns the recommendation.
Proposal generator →Prospecting & timing
Lead IQ grades fit and intent from licenses, comp posture, site behavior, and enrichment—you approve what becomes an organization and deal in Connect IQ.
Lead IQ →Powered by modern LLMs with tenant-scoped data, plus rule-based validation on parsers. See our blog for underwriting and proposal depth.
Send the packet only to markets you choose.
Private distribution keeps every other PEO off the placement while selected partners quote in parallel.
Review the broker file in your market workspace.
Decision overview, exposure, loss data, and documents stay on the submission the broker sent through HALO.
Distribution breaks when every party works from a different version of the account.
Brokers, MGAs, carriers, PEO sales teams, and underwriters all need clean account context. Market IQ turns the account record into a structured distribution workflow with status visible across the channel.
What Market IQ does on a placement.
Structured submissions
Package census, payroll, loss data, benefits, applications, and supporting files for the right markets.
Appetite checks
Compare industry, geography, class codes, exposure, and risk signals against partner appetite.
Missing-item loops
Track requests without burying the account in email threads.
Co-branded delivery
Keep broker and advisor relationships visible while protecting internal underwriting notes.
MGA workflow
Give MGA teams intake, clarification, evidence, packaging, and carrier-ready review from one place.
Market response
Keep quotes, declines, conditions, and next steps attached to the account.
What changes for you.
Less submission chaos
Partners work from structured account data instead of file dumps.
Faster review
Underwriters and market partners spend less time chasing basic facts.
Better channel visibility
PEOs, brokers, MGAs, and carriers can see status without losing control of the record.
Send to the markets you choose.
Track quoted, viewed, and declined on the $99 marketplace seat — parsing billed to whoever uploads.