How do I get Xmod IQ?
Sign up for HALO IQ—the same account you use for the placement marketplace. Xmod IQ is not a separate product signup. Access rolls out on the HALO IQ timeline; sign up now to be ready when your market goes live.
Xmod IQ
Workers’ comp intelligence brokers can present—not just calculate.
Upload loss runs and carrier indications. Xmod IQ structures claims, mod, and pricing into a scrollable story your client can follow in the meeting. Open the interactive workspace when you are ready to work a file.
HALO IQ / PLACEMENT MARKETPLACE
Built for commercial lines—not employer self-service.
Xmod IQ sits alongside the HALO placement marketplace. Brokers keep the client conversation. Carriers still quote through their normal channels. You get AI extraction, side-by-side indications, and web proposals instead of another spreadsheet attachment.
Xmod IQ FAQ
Pricing, documents, client sharing, and how Xmod IQ relates to HALO IQ.
How much does Xmod IQ cost?
Xmod IQ is a paid HALO IQ capability for licensed commercial lines brokers—not a free standalone tool. See current plans on haloiq.ai/pricing; your team can sign up now and be ready for launch.
Do I have to manually enter loss run data?
No. Upload loss run PDFs, dec pages, and carrier quote PDFs—we do the rest. AI extracts claims, payroll, class codes, mod data, and pricing fields. No hand keying and no spreadsheet cleanup.
What documents can I upload?
Loss runs, policy dec pages, and carrier pricing indications—the documents you already receive on renewals and new business. Drop them in and Xmod IQ structures the data for claims analysis, quote comparison, and proposals.
Who is Xmod IQ for?
Commercial lines brokers who need to analyze claims, compare quotes side-by-side, and walk into the meeting with a clear story. It is not an employer self-service portal—your clients see insights through you.
Does Xmod IQ replace my carrier rating tools?
No. Carriers still quote through their normal channels. Xmod IQ complements your workflow by reading what you already have, lining up indications against loss experience and mod trajectory, and packaging the recommendation for the client.
How is this different from emailing a spreadsheet?
Spreadsheets show numbers without narrative. Xmod IQ connects claims history, experience mod, and pricing into a scrollable web proposal your client can follow in the meeting—not a flat PDF attachment.
Do my clients need a login?
No. You share a live web proposal link when you are ready. Clients review claims analysis, mod context, and pricing in one scrollable canvas—you stay in control of the conversation.
Is my data secure?
Yes. Xmod IQ runs on HALO IQ enterprise infrastructure with encryption in transit and at rest. Your agency data stays private to you.
What is Mod IQ?
Mod IQ inside Xmod IQ adds full WCIRB research and employer lookup for California accounts—alongside loss-run intelligence, quote comparison, and scrollable workers’ comp proposals.
Work the risk file in Xmod IQ.
Open the interactive workspace at /xmod or sign up for HALO IQ to be ready at launch.