Document intelligence
Inbox IQ classifies census, loss runs, ACORD, and email attachments, matches them to the employer, and routes the packet—dual SI and rules-based parsing with evidence on the record.
Inbox IQ →For insurance agents
Underwrite the package. Submit to market. Price the deal.
Large-agency and commercial-lines producers told us the same thing: today’s path—AMS tabs, email attachments, spreadsheets, and re-keyed payroll—takes too long to build a carrier-ready package. HALO assembles loss runs, class codes, mod, census, and underwriting on one account so you can have a real pricing conversation with the carrier, not chase missing items.
HALO IQ / PLACEMENT MARKETPLACE
Built for the SI world
SI · Super Intelligence on the account record
Super Intelligence
SI on the account—not a sidecar spreadsheet.
HALO IQ uses SI where placement work is messy: reading documents, structuring risk evidence, drafting proposal narrative, and scoring outbound timing. Operators and brokers stay in control—automation handles extraction and first drafts; your team approves what moves forward.
Risk & underwriting
Loss runs and filings are extracted onto the placement; mod drivers and class-code questions surface before you quote—so underwriting works from structured data, not re-keyed PDFs.
Underwriting IQ →Proposal & narrative
Executive summary, SPIN, and wizard chapters draw on the same account context; multi-model review helps polish high-stakes narrative while your team owns the recommendation.
Proposal generator →Prospecting & timing
Lead IQ grades fit and intent from licenses, comp posture, site behavior, and enrichment—you approve what becomes an organization and deal in Connect IQ.
Lead IQ →Powered by modern LLMs with tenant-scoped data, plus rule-based validation on parsers. See our blog for underwriting and proposal depth.
Start from a complete client file.
Inbound documents and email match to the employer so mod and underwriting work from one record.
Show PEO economics with the mod story.
Class breakdown, loss projection, and premium rollup give the client a credible workers’ comp recommendation.
Start from bureau-grade employer intelligence.
Mod IQ catalog search and lists surface the employers and renewals worth a conversation before you open underwriting.
Deliver the HR proposal on the same account.
Interactive web proposal chapters replace the deck rebuilt at midnight.
Carrier conversations start too late because the file is fragmented.
Producers at national brokerages do not lack data—they lack one underwriting-quality package they can stand behind before submit. Loss runs in one folder, payroll in another, mod in a spreadsheet, narrative in a deck. By the time marketing gets a clean submission, the client meeting and carrier timeline have already slipped. HALO keeps intake, parsed documents, and underwriting math on the same placement so you compress build time and submit with confidence.
From fragmented intake to carrier submit.
Deal package on one account
Census, payroll, class codes, loss runs, and applications attach to the company—not scattered across inboxes and drives.
Underwriting IQ
Premium, taxes, expenses, and profit from payroll, mod, and loss history—so your view matches what you are about to send to market.
Inbox IQ
Inbound email and attachments classify to the placement before your team rebuilds the file by hand.
Xmod IQ
Experience mod and loss-run drivers stay with the account for renewals and marketing—not a side model.
Carrier-ready narrative
Optional proposal generator for the client story; underwriting add-on for the numbers both sides need in the pricing call.
APIs for your stack
Pull placement and WC data into AMS or data tools—see haloiq.SI/developers when IT wants the file without another login.
Production modules on this path
What changes for you.
Shorter path to market
Outcome: submit while the opportunity is hot. Workflow: one record instead of five systems and a thread of “final_final_v3.pdf.”
Pricing talks that stick
Outcome: carrier and client align on the same facts. Workflow: underwriting and documents on the placement you share.
Renewals with memory
Outcome: mod and loss context carry forward. Workflow: last year’s package is next year’s starting point—not a rebuild.
Build the package once. Submit with confidence.
Agents and PEO placement brokers share the broker/agent seat—start free for the first year. Turn on inbox, underwriting, and proposals for the carrier workflow; use the Brokers hub when the deal is PEO-bound.